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Heart racing when you see a process server at your door? Stomach drop when you open a lawsuit from a debt buyer? Scared of wage garnishment, frozen bank accounts, or a judgment wrecking your credit? That’s exactly what they count on. LVNV Funding files thousands of lawsuits banking on one thing — you not responding. No answer = default judgment. Default judgment = leverage against you. But when you respond strategically? When you force them to prove the contract, the assignment, and every cent c
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