Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

The Top Life Insurance Companies Here’s a look at our highest rated life insurance companies and the average cost for a 20-year $250,000 term life policy for a healthy female age 20.

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...

Guardian, New York Life and USAA top our list of the best term life insurance companies in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

Our top picks include State Farm, Ethos and Lantern.

We looked at term and permanent life policies to identify the top life insurance companies overall Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance ...